Empowering Non-Interest Financial Institutions Worldwide
Since 1999, we have been supporting financial institutions in designing, implementing, and expanding non-interest financial solutions across the globe. Our expertise spans Islamic banking, investment banking, brokerage, Takaful (Islamic insurance), and regulatory frameworks, helping institutions successfully launch and scale Shariah-compliant financial services.
With decades of experience, we provide end-to-end advisory, product development, system implementation, and training to financial institutions seeking to operate under non-interest financial principles.
Our Journey
Kuwait Finance House – Aayan Leasing & Investment Corporation
Our journey began in 1999 when we supported the subsidiary of Kuwait Finance House, Aayan Leasing and Investment Corporation in Kuwait.
We assisted them in implementing an end-to-end leasing solution and delivered a complete IT framework for a greenfield non-interest financial institution, enabling them to successfully launch and operate their leasing services.
Al Rajhi Bank – Saudi Arabia
We partnered with Al Rajhi Bank, one of the largest Islamic banks in the world, to:
Our work covered key Islamic financial instruments including:
We also supported the customization of treasury and financial products, including profit rate swaps and other treasury instruments.
Al-Inma Bank – Saudi Arabia
We played a key role in supporting Al-Inma Bank during its greenfield implementation, including:
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Development of corporate non-interest products
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Participation in the bank’s official launch
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Providing post-launch operational support
Central Bank Framework Development
Our expertise also extends to regulatory advisory.
We assisted a Central Bank in developing the national framework for launching Islamic financial products, helping create the foundation for non-interest financial services at the country level.
Investment Banking & Brokerage Solutions
We have developed complete policies and procedures for:
These frameworks helped institutions operate in compliance with Shariah governance and international financial standards.
Takaful (Islamic Insurance)
Our team has supported the launch and operational implementation of multiple Takaful products, helping insurers bring Shariah-compliant insurance solutions to market and ensuring smooth support in live operational environments.
Technology & Software Integration
We collaborated with Avaloq, a leading Swiss banking software provider, to help develop a non-interest banking module within their platform.
This consulting engagement spanned multiple years, enabling financial institutions using Avaloq to adopt Shariah-compliant financial operations within their core banking systems.
Global Training & Knowledge Sharing
We actively promote knowledge of non-interest finance worldwide.
Our team has conducted training sessions and seminars across multiple countries, including regions from Switzerland to South Africa, helping professionals understand and implement Islamic financial principles.
Our Expertise & Certifications
Our team consists of qualified and experienced professionals with internationally recognized certifications, including:
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Diploma in Islamic Banking and Insurance (IIBI – UK)
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Islamic Financial Qualification (SII – UK)
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Certified Islamic Professional Accountant (AAOIFI – Bahrain)
These credentials ensure our advisory services meet the highest global standards in Islamic finance.
Our Vision
We are committed to expanding non-interest financial systems across the globe.
Our mission goes beyond commercial success—we aim to spread knowledge and enable institutions to adopt ethical financial models. In some cases, we even support initiatives with minimal or zero profit, simply to promote the growth and understanding of non-interest banking worldwide.
